2BHK Furnishing Budget Breakdown 2026: Room by Room

Complete 900 sq ft 2BHK furnishing budget with room-wise tables, MAD rates, save-vs-splurge picks and phased buying order.

Furnishing a 900 sq ft 2BHK in Meknes cost one family MAD 68k, another MAD 112k same rooms — difference was order + specs, not luck. This breaks down every room with 2026 rates. Planning sheet in interior budget planner, framework in low budget house.

Total bands for 900 sq ft 2BHK

Low MAD 52k-68k (particle loft, local tiles kept, PVC vanity, cotton covers), Mid MAD 78k-105k (BWR wardrobe, quartz kitchen, fixed glass, brass mixers), Premium MAD 120k-165k (wall-hung WC, solid surface, uPVC, designer lights). Test Agdal 2BHK mid landed MAD 91,400 itemized below — family of 4, daily cooking, no false ceiling full.

Rule 40-30-20-10: wood 40%, stone/tiles 20%, finishes/electrical 20%, civil 10%, 10% contingency untouched without change slip. Crossing wood 45% week 3 means pull back finishes one grade — saves MAD 6k without visible loss.

Room tables (mid MAD 2026)

Living 12x14: paint 500 sq ft MAD 2,400, TV PVC panel 40 sq ft MAD 3,200, sofa 3-seat wood + cotton MAD 6,800, rug 6x9 washable MAD 1,100, curtains sheer + blackout MAD 2,400, spots 6 + lamp + dimmer MAD 1,300. Subtotal MAD 17,200.

Kitchen 8x10: base 12 ft + tall 4 ft BWR MAD 18,500, quartz 20 sq ft MAD 6,200, backsplash 20 sq ft MAD 2,200, chimney ducted MAD 4,200, strips + sockets MAD 900. Subtotal MAD 32,000.

Bedrooms x2: wardrobe 24 sq ft shutter each MAD 11,000 x2, bed + mattress MAD 5,500 x2, blackout + reading lights MAD 1,600 x2. Subtotal MAD 36,200.

Baths 4x7 x2: refresh fittings + glass + fan each MAD 5,200 (full remodel MAD 21k each — phase later). Keep full retiling phase 2 unless leaking.

Save vs splurge per room

Save: local 12x24 tiles, PVC vanity, fixed glass not enclosure, laminate matte not acrylic, chrome not black, cotton not velour. Splurge: membrane + epoxy shower MAD 1,360 (saves MAD 8k leak), BWR carcass (8-yr screws), brass mixers (8-yr vs 18-mo zinc), 150 CFM fan (mold zero). Never cut slope, second trap, angle valves, surge DB — MAD 800 saves MAD 10k repair.

One Agdal save cost MAD 900 remake (zinc mixer dripped 8 months) versus brass MAD 420 extra once. Buy once list beats twice cheap.

Buying order that prevents site stall

Order: 1) tiles + sanitary slow month 6-8% off, store locked site with codes photo. 2) ply + hardware same lot. 3) stone slab photo signed. 4) lights + fans + fittings boxes. Install: civil → plumbing → membrane + flood 48h → tiles → wood → stone → paint → lights + fittings → deep clean + snag 10% hold 48h.

Monsoon add 3 days membrane drying between coats. Pre-Eid labor +15% — order slow, install after. Pay 30/40/20/10 photo approval, never 60% advance. Prompt 48h pay earns 2-3% cash discount.

Hidden lines to add now

Transport MAD 400 x4, lifting 3rd floor MAD 400, debris MAD 400, polish MAD 800, consumables MAD 500, GST 5-13% if billed. Total MAD 3,600-5,000 — exactly typical overrun. See full hidden method in quote comparison template.

Keep 1 box tiles + 1L paint + 1 laminate sheet spare same lots — dye shifts monthly, single repair mismatches under 4000K without spares.

Phased option if MAD 91k too much now

Phase 1 MAD 48k (3 rooms liveable): paint + kitchen base + one wardrobe + one bath refresh + living sofa + lights. Phase 2 MAD 43k later: second wardrobe + bath full + panels + décor. Keep capped plumbing + track points + membrane-ready slopes phase 1 — MAD 900 now saves MAD 6k breaking later.

FAQ

Furnish or remodel first in new flat? Remodel wet (plumbing + membrane + tiles) first, furnish dry later. Furnishing over leaks ruins MAD 11k wardrobe in one season.

Where does 10% contingency sit? Separate envelope, release only written change slip (date + reason + amount + sign). No slip no spend — holds to snag.

Agdal field note: where MAD 91k went and what we would cut

Agdal 900 sq ft mid MAD 91,400 split: wood MAD 40,500 (44%), tiles/stone MAD 17,800, electrical/lights MAD 9,200, paint MAD 5,800, baths refresh MAD 10,400, transport/lifting/debris/polish MAD 4,100, contingency left MAD 3,600. If forced to MAD 75k, we would keep membrane + BWR + brass + fan untouched and cut TV panel to paint + shelf (save MAD 2,400), quartz to granite (save MAD 2,200), solid handles to SS (save MAD 600), art to print (save MAD 1,800), second wardrobe to loft + rail (save MAD 6,000). Same liveability, 18% less.

Tracker weekly 20 min held it: wood hit 42% week 3, finishes pulled one grade, contingency survived to snag. No tracker family same plan drifted MAD 9k over with identical quotes.